Out the open window of my second-floor apartment I spied the swimming pool below as I threw my heavy textbook onto a table.

My brain told me I should keep hitting the books in preparation for yet another exam, especially if I wanted to finish grad school and get my master’s on time. However, my overheated body told me the day was too hot and the pool too cool for any further rigorous mental toil. So I shucked my study duds, hopped into a bathing suit and grabbed a towel and a magazine and gave into temptation.

The four-building apartment complex in which I live has a large courtyard in the middle, with the swimming pool taking up about a third of that space. I spend many hours there during the afternoons, swimming and sunbathing when I should be studying. Since that’s when most people are at work, I usually have the place entirely to myself. That’s why, as I slipped through the gate in the chain-link fence that surrounds the premises last Thursday, I was surprised to see that someone else was already there, and that it was a woman, no less, and a hot older one, at that.

She was lying on a towel by the diving board at the far end of the pool, and she looked up when I latched the gate shut. She was wearing funky, aviator-style sunglasses and very little else. What little of her glistening, tanned body that was covered was just barely concealed by a green bikini top and matching thong bottom.

“Hi,” she said, propping herself up on her elbows.

“Hi,” I replied, my eyes — and other body parts — bulging as I took in her long blonde hair, large tits, obviously hard nipples and slim legs that gleamed with suntan lotion. This woman was absolutely gorgeous, and I wondered what would happen if I tried to make a move.

Adjusting my shades, I desperately tried to think of something witty and engaging to say. Unfortunately, prolonged exposure to studying had sapped me of spontaneity, and before I could speak, she lay back down on her towel. I shook my head in frustration, then stretched out on a plastic recliner, pretending to read my magazine. What I was really doing, of course, was staring over the top of the glossy periodical at the sunbathing goddess as she sizzled under the glare of the beaming sun. My cock grew hard and my balls grew heavy as a result of the heated vision, and I prayed she wouldn’t look up and notice my excited state. Luckily, she continued ignoring me.

I watched her surreptitiously for about five more minutes, and then she suddenly sat up and started applying suntan lotion to her luscious, toned body. Squirting white cream into her hand, she rubbed up and down the length of her slender arms, buffing first one, then the other. Then she squeezed a dollop of lotion onto her chest, right between her tits, and rubbed it into her neck, shoulders and the exposed skin of her cleavage.

“Yeah, baby, yeah,” I whispered to myself, sliding my magazine down from my chest to my lap so it functioned as a shield for my right hand, which I placed over the top of my straining cock. Slowly, I began rubbing my rock-hard dick through the thin material of my swim trunks as I stared at the poolside beauty. When she had finished with her chest, her hand trailed downward as she applied sunscreen to her flat stomach and supple legs. She was so intent on what she was doing that she didn’t notice me slip my hand underneath my waistband to grip my cock more firmly. The magazine trembled in my left hand as I used my right to work my prick.

There was no one else around, just me, the woman and my raging erection. As she slathered lotion all over her legs and feet, I pulled more and more urgently on my shaft. Then she stood up and turned away from me before bending at the waist to caress the backs of her legs with her greasy hands. Her bronzed ass filled my field of vision, and the sun beat down on me as I beat my cock. A gentle breeze rifled the pages of my magazine, and before the gorgeous blonde had finished kneading suntan lotion into her shapely legs and butt, my balls tightened and my cock sprayed semen all over an article about SUVs.

My groan must have been a little too loud, because the hot babe suddenly turned around and looked at me. The magazine still covered my now-softening cock and come-spattered stomach, and all I could do was sit there and give a goofy smile to the source of my satisfaction. I didn’t think she had caught on to what I was doing because she turned around and lay back down, allowing me to breathe freely again, though I hadn’t realized that I’d been holding my breath for the prior 20 exciting seconds. I also released my spent cock, feeling lightheaded and physically drained. Though I’d jerked off in semi-public places once or twice before, I’d never done it with an oiled-up hottie caressing herself only 10 short yards away.

I toweled off and tried to focus on my magazine, not trusting that my legs were yet strong enough to stand on, much less walk. But I must have dozed off after all that physical exertion, because the next thing I felt was something brushing against my bare shoulder. It was my fantasy woman’s long fingers, and as I looked up into her big, beautiful eyes, I wondered if I was still dreaming.

“Same time tomorrow?” she asked with a wicked, knowing smile. She gazed down at me from about a foot away, obviously waiting for an answer.

My only reaction was to nod dumbly, my brain still fried and my body wasted, and then before I knew it, she was gone. I craned my neck up off my lounger and watched as she sashayed across the grass and around the corner of one of the buildings, her ass cheeks twitching sensuously and her hips swaying from side to side.

I suppose it’s needless to say that the next day couldn’t come soon enough for me. I was down at the pool with my towel and magazine well before the appointed hour, my body shaking with anticipation, despite the steamy weather. By the time my sun-kissed cougar finally sauntered through the gate, I’d been thoroughly grilled by the broiling sun. I smiled at her as she walked in, and then I almost swallowed my tongue when I noticed she had brought along a companion.

She was as hot as her friend, maybe even hotter. The ladies walked over to a spot near the diving board, and the new woman waved at me. I waved back, a huge grin on my face as I took in her hot pink bikini and curvy body that was as bronzed as her friend’s. She had short brown hair tucked behind her ears, small breasts and long dancer’s legs.

I almost came in my shorts, so I prayed for endurance as the two sun-worshipers laid out their towels and sat down. My trusty magazine was already situated over my cock and balls, providing cover once again for my busy hand. Then I watched closely as another sexy scene began to unfold. Sitting cross-legged, the blonde had her back to the brunette, who knelt behind her and began applying lotion to her friend’s neck and shoulders.

“I came long and hard while I watched that hot girl-on-girl scene.”

My eyes almost shattered the tinted glass of my Ray-Bans as one unbelievably sexy woman caressed and massaged the upper back of another. I gleefully stroked my dick, staring at the amazingly erotic sight, and I wondered how long I would last.

Not long, I thought, watching the brunette’s slippery hands travel all over the blonde’s neck and shoulders and back, rubbing and kneading the shiny, brown flesh.

When she reached around to rub her nearly naked friend’s stomach — her chin resting gently on the girl’s shoulder with her lips only millimeters away from a delicate ear — I almost lost my load right then and there.

I somehow had the wherewithal to slow my hand and keep my cock under control for a precious few minutes more. Then I was rewarded for my discipline when the blonde stretched out on her stomach while the brunette straddled her round ass cheeks and applied lotion to her lower back. She worked in the cream with slow, circular strokes, and then she scooted further down her friend’s body and began working on her legs.

My magazine fell by the wayside because I was so excited I didn’t give a damn who saw me pumping my shaft. I openly tugged on my exposed dick and, using my other hand, rubbed my nipples at the same time. Soon both my hands were slick with suntan lotion, which helped me stroke faster and faster, the cream acting as a lubricant that allowed me to reach speeds I had never reached before. And as my hand flew up and down over my hard, slippery dick, I gasped for air, and then I almost stopped breathing entirely when the blonde rolled over to expose her soft underside to her friend’s busy hands.

Glancing over at me — and my cock — the brunette smiled as she rubbed her way up her friend’s shapely legs. Then she moved up even further to massage the girl’s undulating stomach and chest. When she blatantly slid her hands under the blonde’s top and kneaded her mouth-watering breasts, I grunted and reached my climax. Thick ropes of semen shot out of my cock as the brunette wantonly explored her girlfriend’s tits and nipples. Meanwhile, the blonde moaned and writhed on her towel, her swollen nipples getting pulled and rolled by her friend. I came long and hard while I watched that blazingly hot girl-on-girl scene, until my entire stomach was coated with sticky cream.

Every few days for the rest of that long, hot summer, my study routine was broken by a healthy dose of poolside masturbation inspired by my blonde temptress. She would usually be alone, but always in perfect viewing position, and she would often join in the fun by getting herself off as well.

I vowed that one day I would get to test out her pussy for myself, but sadly, I never did. Maybe she’ll read this letter sometime and remember the fun we had — I know I’ll never forget it. Memories of her in her bikini, rubbing cream over that tight, hot body, remain vivid in my mind, and I’m sure they’ll be the inspiration for numerous masturbation fantasies in the years to come.