The summer after I turned eighteen, my parents took me to a lake upstate to celebrate my high school graduation with a group of friends and extended family members.

The lake in summertime was extremely popular. People came from all over to barbecue, fish, camp, and boat, and it was a blast to spend all day in the sun, laughing with my friends and covertly drinking cider when my parents weren’t watching. I’d bought a new red bikini for the occasion and was enjoying the open admiration my toned body generated.

I was heading to college in a few months, and I couldn’t wait for the freedom to drink, flirt, and explore new erotic territory with hunky coeds. My parents were sweet but very protective, and my strict curfew had kept me largely sheltered from my friends’ misadventures.

As I floated in a rowboat with my two best gal pals listening to them gossip about hookups, I felt so jealous. My besties were no longer virgins — I was the sole holdout, the lone possessor of a hymen, the tragic teen who’d never gone past second base.

“Hottie alert,” my friend Matilda said.

I shaded my eyes against the afternoon sun. Four shirtless dudes were rowing past, their muscled backs glistening with sweat. They looked a year or two older than us and wore baseball caps with college logos.

“Ahoy,” my friend Rose called.

I shushed her, but it was too late. The guys looked over and grinned. After a brief consultation, they headed toward us.

“Stand down,” the one rowing shouted, looking over his shoulder. “You’re about to be boarded.”

My mouth dried out, and my stomach did flip-flops. He was gorgeous, with dark brown skin and rippling muscles. His battered blue cap bore the logo of the college I’d be attending in the fall.

They pulled up next to us, their boat bumping ours. Without missing a beat, the rower hooked us together with some rope, then scrambled over into ours, making us laugh as the boat rocked precariously. “I need to send a hostage over in exchange,” he said, seating himself next to me.

Matilda volunteered a split-second before Rose, and then several minutes of negotiations took place, resulting in Matilda and Rose being on the other boat and the boys split evenly.

The sexy man next to me was named Drew. He was a rising junior whose family had a summer house near the lake, and he spoke with a hint of an accent that nearly made me faint.

I learned all about him as we chatted and flirted with the guys, sharing beers and snacks. Drew and his family were originally from England, although he’d spent the last decade of his life in America. He studied architecture, played rugby, and volunteered at a local soup kitchen on weekends. He was the handsome, charming, civic-minded campus hottie of my dreams.

In contrast, I felt awkward and naïve, but he paid close attention to everything I said and laughed at my jokes. When he found out we would be going to the same college, he nudged my bare thigh with his. “Maybe I’ll be lucky enough to see more of you, then.” His eyes raked over my body as he said it, and my nipples tightened under my swimsuit.

Eventually, we had to row back to shore for an evening barbecue, but before we left, Drew whispered in my ear. “If you want to meet up again, beautiful, I’ll be on the shore at midnight.”

I spent the next hours in agony, socializing with my family and friends as I counted down the minutes until I could meet him again. At last, the rest of my family went to bed in the cabin we’d rented and I was able to sneak away.

The lake was quiet, lit only by the moon. Drew stood next to a rowboat that had been pulled onto the sand. “Hey, beautiful,” he said, enfolding me in a hug.

He was wearing board shorts and nothing else, and his muscles were hard against my chest. I still wore my bikini, and I nearly whimpered from the delicious pressure.

“So,” I asked, cocking my hip and trying to look cool, “what are we going to do?”

“That’s up to you.”

Adrenaline buzzed through me, and with it came a shot of courage. My virginity had felt like a burden for a long time, and here was a muscled hottie telling me I could decide what we did next. “To be honest, I’d like to take advantage of you.”

He grinned. “Sounds good to me.”

I wrapped my arms around his neck and kissed him. His mouth was hot, his lips soft, and he kissed me back with a confidence that made my knees weak. He cupped my ass in his big hands, tugging me against him. I felt his growing erection through his board shorts, and I ground against it.

“Wanna go for a row?” he asked, grinning down at me.

“Hell, yes.”

I got into the boat, giggling as he pushed it off the sand and into the shallows. He hopped in and began rowing us out into the lake. His muscles gleamed in the moonlight, and I stared at them, wondering what they would feel like as his body flexed into mine.

When we were far enough out, he secured the oars, then moved to the bench next to me and cupped my face in his hands. “You look so sexy,” he said, running a finger from my neck to my waist. My bikini bottom was tied with two bows on my hips, and he toyed with the fabric. “How far do you want to take this? I have a condom.”

It was shocking to hear sex offered so boldly. I blushed, although he probably couldn’t tell in the moonlight. “I want to take it all the way,” I said, “but you should know — I’ve never done this before.”

His eyebrows rose in amazement. “And you want me, beautiful girl? You could have anyone.”

“I want you.” Now that I’d said the words, my confidence was growing. “Right here, right now.”

“Your wish is my command.” With a grin, he leaned in and started kissing me again. His fingers worked at the strings holding my top in place, and he slid the red triangles off me. My breasts were pale in the moonlight, the nipples hard. He groaned when he saw them, then massaged them with those strong hands before dipping his head to kiss them.

His hair was coarse under my palms, his skin hot and smooth. I clutched him as he nibbled my sensitive nipples. When he sucked one hard, I moaned.

“My turn,” I said, pushing him away. He sat back with a grin, and I climbed into his lap, making the boat rock wildly. As he ran his hands over my back and down to my ass, I sucked and licked his neck, kissing and biting my way down to his shoulder. He guided me into a smooth, rocking rhythm. His large erection pressed against me, and I wriggled until it was rubbing against my clitoris, then worked my hips enthusiastically. Moisture gathered at my entrance, and the pressure sent sparking pleasure through my lower belly.

He unraveled the ties at either side of my bikini. It fell apart, and he didn’t even bother moving it out from under me. He slid his fingers down my ass, reaching deep between my legs until he was toying with my pussy. My head fell back, and I moaned at the double pleasure — his cock grinding against my clit in front while his hand stroked my wet opening from the back. He even toyed with my ass, running fingers over the sensitive skin until I giggled and wriggled away, nearly tipping us over.

“Sit back,” he told me. I moved to the opposite bench, throwing the swimsuit aside. He stripped off his board shorts, revealing a stunning erection. It was thick and perfect, and my pussy clenched at the sight of it.

He dropped to his knees in the boat and bent until he could lick straight through my wet folds. I gripped his head with one hand, bracing myself against the boat with the other as he ate me out enthusiastically. It felt so good, and as his tongue circled my clit and his finger penetrated me, my thighs began to shake around his ears. An orgasm blew through me, making me jerk against his hot mouth.

“Are you ready?” he asked.

“Yes.”

He rearranged us so he was sitting on the bench and I was straddling his lap. He rolled a condom over his length, then positioned me on top. “As slow as you need to go,” he said, pushing down on my hips.

I wiggled and pushed against him, struggling to overcome my body’s natural resistance. His cock was thick, and my opening was tight. But as he rubbed my clit and sucked my nipple, another flood of moisture allowed me to inch down.

Losing my virginity stung, but I kept going. The sensation of being impaled, overwhelmed, and claimed was worth a little pain. Soon his cock was all the way inside me, filling me up.

He took control, showing me with his hands how to move. I rocked at first, testing the tight fit, then began sliding up and pushing back down. I whimpered in pleasure.

“That’s it, beautiful,” he said. “You’re taking it so good.”

His hips nudged against mine subtly, pushing up as I sank down, and I gasped. “More,” I demanded.

He chuckled and gripped my ass with hard hands, moving me up and down with more force. I bounced on his dick eagerly, rocking the boat, knowing I’d reached a line of demarcation in my life. On one side, the awkward virgin. On the other, the voracious cock slut. Now that I’d had a dick in me, there was no going back.

I moaned as I rode him, going out of my mind with lust. He was so thick, and the near-painful stretch was a pleasure in itself. Sweat broke out on his brow as I worked on top of him, and soon he was alternating between murmured curses and filthy praise.

He reached between us and pressed hard against my clit, and I jerked and came with a shriek that echoed over the water. He shoved up hard into me a few more times, then shook, gripping me tightly as he orgasmed.

“Damn, beautiful,” he said. “Are you sure you’d never done that before?”

“Scout’s honor.” I grinned and kissed him. “So how soon can we do it again?”